"If no changes were necessary for you to achieve financial independence, you'd already be there."

—John Cummuta: author and financial advisor

 “Every piece of the universe, even the tiniest little snow crystal, matters somehow. I have a place in the pattern, and so do you.”

Do what is right, not what you think the high headquarters wants or what you think will make you look good."

-- Norman Schwarzkopf, General

Reflect upon your present blessings -- of which every man has many -- not on your past misfortunes, of which all men have some.”

The foundation stones for a balanced success are honesty, character, integrity, faith, love and loyalty."

— Zig Ziglar (1926-2012)